What is the difference between corporate credit cards and business credit cards? Well nothing in real terms, corporate only makes it sound a lot more impressive.

Corporate credit cards are normally given to every mid level manager so they can charge any business related expenses. By using one card it is very much simpler for head office to be able to keep track of what each person is spending and see if anyone is purchasing something they shouldn't be.

While we are in an economic recession many companies have started to take much greater control of their executives spending habits. By cutting back on nights out with clients that are paid for on corporate credit cards the company can save money as well as increase profitability.

Big banks and wall street were two of the worst offenders in the many abuses of company credit cards and as soon as the newspapers and news TV channels started broadcasting stories of nights out at adult merely clubs it was sure that Corporate credit cards would be reined in.

Not everyone who has a card given to them abuses it of course, most people use it to buy a nice normal lunch for their business consumers as well as fill the company car up with gas. But with enough horror stories to go round there are sure to be some worried people in any finance department.

If you use a credit card that is supplied by the company then make sure that you keep correct records and if you do by mistake use it for a personal purchase make sure to let your boss know in advance of them receiving the monthly statement. They will understand a mix up a lot more if you tell them about it instead of them determining it themselves.

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